Credit Analyst

Ready to shape the future of work? At Genpact, we don’t just adapt to change—we drive it. AI and digital innovation are redefining industries, and we’re leading the charge. Genpact’s AI Gigafactory , our industry-first accelerator, is an example of how we’re scaling advanced technology solutions to help global enterprises work smarter, grow faster, and transform at scale. From large-scale models to agentic AI , our breakthrough solutions tackle companies’ most complex challenges. If you thrive in a fast-moving, tech-driven environment, love solving real-world problems, and want to be part of a team that’s shaping the future, this is your moment. Genpact (NYSE: G) is an advanced technology services and solutions company that delivers lasting value for leading enterprises globally. Through our deep business knowledge, operational excellence, and cutting-edge solutions – we help companies across industries get ahead and stay ahead. Powered by curiosity, courage, and innovation , our teams implement data, technology, and AI to create tomorrow, today. Get to know us at genpact.com and on LinkedIn , X , YouTube , and Facebook . Inviting applications for the role of Credit Analyst! In this role, assess the creditworthiness of companies by doing the analysis of: financial statements, credit history, payment behaviour and other risk factors to provide the recommendation and an opinion of approving or denying a credit limit and specific payment terms for commercial deals. Responsibilities • Order release, determine if the orders on hold on the ERP can be released or not and be able to advice the sales & commercial team the reason of the hold in case it cannot be released or next steps to take. • Workflow approval to make sure the initial approval matches with the order and billing data. • Analysing internal & external AR and payment information and risk ratings. • Perform timely credit risk analysis on prospects and existing commercial customers as prompted by queuing structures, portfolio monitoring, and management direction. • Compile and present deep dive analysis consisting of: risk scores, payment behaviour, AR exposure, company background, financial statement analysis, competitor analysis, SWOT analysis, industry performance and a summary of key events. • Effectively communicate credit findings to the responsible team or requestor in the industrial business and prove a plan of action to mitigate the risk and/or limit the credit risk. Navigate effectively within multiple credit tools, receivable systems and internal processes to deliver accurate and timely credit risk recommendations. • Maintain high standards of data quality within the data sets for credit risk models and external reporting. • Conduct regular portfolio analysis and monitoring to identify high credit risk exposure to our customer and develop a plan of action to mitigate and/or limit the risk. Qualifications we seek in you! Minimum Qualifications • Bachelor's degree from an accredited university or college. • 1 years of credit risk/financial analysis knowledge. • Experience with commercial operations, finance, or sales related function. • Strong commercial and customer-oriented mindset. • Ability to effectively communicate key findings of complex information. • Ability to multitask and set priorities in cross functional team environment. • Ability to connect teams and influence for information to be delivered on-time. • Drive for results and proactiveness. • Self-motivated team player with strong interpersonal skills. Preferred Qualifications/ Skills • English (advanced), not mandatory. Why join Genpact? Be a transformation leader – Work at the cutting edge of AI, automation, and digital innovation Make an impact – Drive change for global enterprises and solve business challenges that matter Accelerate your career – Get hands-on experience, mentorship, and continuous learning opportunities Work with the best – Join 140,000 bold thinkers and problem-solvers who push boundaries every day Thrive in a values-driven culture – Our courage, curiosity, and incisiveness - built on a foundation of integrity and inclusion - allow your ideas to fuel progress Come join the tech shapers and growth makers at Genpact and take your career in the only direction that matters: Up. Let’s build tomorrow together. Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values respect and integrity, customer focus, and innovation. Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a 'starter kit,' paying to apply, or purchasing equipment or training.

Location: Monterrey, Nuevo León, MX

Posted Date: 10/24/2025