Credit Management Specialist

Description The opportunity The Factoring and Credit Assessment Specialist plays a key role in managing the company’s credit risk and cash flow by overseeing factoring operations, conducting credit assessments, managing billing and collections, and ensuring accurate reporting of receivables and bad debt provisions. How you'll make an impact Factoring Operations : Manage end-to-end factoring processes, including onboarding of receivables, liaising with factoring partners, and reconciling payments. Monitor factoring limits and ensure compliance with contractual terms. Credit Assessment : Evaluate the creditworthiness of new and existing customers using internal scoring models and external data sources. Recommend credit limits and payment terms based on risk analysis. Billing and Invoicing : Ensure timely and accurate issuance of customer invoices. Collaborate with sales and operations teams to resolve billing discrepancies. Credit Collection : Monitor accounts receivable aging and proactively follow up on overdue accounts. Negotiate payment plans and escalate delinquent accounts as needed. Reporting and Analysis : Prepare and analyze the Aging Report to identify trends and risks in receivables. Calculate and maintain Bad Debt Allowances in accordance with accounting standards and company policy. Provide regular updates to management on collection performance and credit exposure. Compliance and Controls : Ensure adherence to internal controls, company policies, and regulatory requirements. Support internal and external audits related to receivables and credit management. Your background Bachelor’s degree in Finance, Accounting, Economics, or related field. Proven experience in credit management, factoring, or accounts receivable. Strong analytical and negotiation skills. Proficiency in Microsoft Office. Knowledge of SAP is a plus. Knowledge of IFRS / GAAP principles related to bad debt provisioning is a plus. Excellent communication and stakeholder management abilities. More about us We offer you the opportunity to work with fantastic people and develop yourself on projects that present great technical challenges and have a real impact. Wide range of benefits : Health insurance; Pension fund; Welfare; Lunch tickets. Qualified individuals with a disability may request a reasonable accommodation if you are unable or limited in your ability to use or access the Hitachi Energy career site as a result of your disability. You may request reasonable accommodations by completing a general inquiry form on our website. Please include your contact information and specific details about your required accommodation to support you during the job application process. This is solely for job seekers with disabilities requiring accessibility assistance or an accommodation in the job application process. Messages left for other purposes will not receive a response. J-18808-Ljbffr J-18808-Ljbffr

Location: Milano, Lombardia, IT

Posted Date: 8/17/2025