Credit Risk Manager - Motor Finance

Credit Risk Strategy Manager – Motor Finance Location: You must be able to commute 1 day a week to the London office. Hybrid Working (4 days a week in the office). A fantastic opportunity has opened up for a Credit Risk Strategy Manager to lead the design and optimisation of credit strategies for a growing Vehicle Finance product. You’ll drive performance through experimentation, data-led insight, and smart decisioning—helping shape the credit journey for customers new to our brand. The successful candidate must come with relevant credit risk strategy/policy experience with experience in managing a team and credit risk experience in vehicle or motor finance. Key Responsibilities: Define and embed a robust credit risk framework across the lending lifecycle Run test-and-learn experiments to evolve acquisition strategies Introduce and evaluate new data sources for decision-making Communicate insights and influence senior stakeholders Balance commercial goals with responsible lending and portfolio quality Coach and develop analysts to reach their full potential Use data to produce clear recommendations and shape policy Collaborate across teams to improve customer and business outcomes Support innovation and continuous improvement in credit strategy Requirements: Experience in consumer credit risk—ideally in Vehicle Finance Strong analytical and commercial problem-solving skills A clear communicator with the ability to influence decisions at all levels A proven people manager with the ability to lead and develop a high-performing team Awareness of regulatory trends and macroeconomic drivers

Location: City of London, London, GB

Posted Date: 8/2/2025