Senior Credit Risk Manager

SENIOR CREDIT RISK MANAGER UP TO £90,000 FULL TIME, PERMANENT NOTTINGHAM CITY CENTRE SF Recruitment are recruiting a Senior Credit Risk Manager for their client based in Nottingham City Centre. You will play a pivotal role in shaping and leading our clients credit risk strategies. This is a high-impact position, responsible for driving portfolio performance, ensuring compliance, and supporting the business's continued growth through data-led decision-making. Key Responsibilities - Lead the design, implementation, and optimisation of credit risk strategies across acquisition, account management, and decisioning. - Manage and mentor a high-performing credit risk team, fostering a culture of development and excellence. - Partner with cross-functional teams including Product, Technology, Compliance, and Finance to ensure risk strategies align with business objectives. - Own and continuously enhance the credit risk policy framework, decisioning models, and governance to ensure regulatory compliance and audit readiness. - Deliver actionable portfolio performance insights and risk analytics to executive leadership. - Develop and maintain statistical models (e.g., PD models, bureau and custom scorecards) to support credit underwriting and segmentation. - Leverage credit bureau data (e.g., TransUnion, Experian) to inform and refine credit strategies. - Conduct robust exploratory data analysis and ensure data integrity through rigorous data cleaning processes. - Design and oversee A/B testing to evaluate and optimise credit risk strategies. - Translate complex analytical insights into clear recommendations for stakeholders. - Balance commercial objectives with risk appetite, optimising scorecards and policies for profitable, sustainable growth. Essential Requirements: - A degree in Data Science, Statistics, Economics, or a related field - Minimum of 8 years' experience in the Financial Services sector - Strong experience working with large and complex data sets - Proficiency in programming languages such as Python, R, or SQL - Advanced skills in Excel - Excellent communication skills, with the ability to present complex technical concepts to non-technical audiences - Highly analytical, detail-oriented, and committed to continuous improvement - Comfortable operating in a dynamic and fast-paced environment Desirable: - Experience working with credit bureau data - Familiarity with Salesforce and data visualisation tools (e.g., Tableau, Power BI) What's on Offer: - 25 days annual leave plus Bank Holidays - Flexible and hybrid working options - Long-term career progression in a growing, mission-driven company - Private healthcare

Location: Nottingham, East Midlands, GB

Posted Date: 7/15/2025