Senior Credit Manager - Agricultural

Manager: Credit Evaluations Key Responsibilities: Evaluate and approve business credit applications using sound financial principles and regulatory frameworks. Conduct detailed financial analyses, cash flow forecasting, and affordability assessments. Partner with business teams to identify growth opportunities aligned with risk appetite. Attend client visits (virtual or in-person) to gain deep insights into business operations and funding needs. Define facility conditions and mitigate risk through appropriate structuring. Guide and mentor junior team members and support cross-skilling. Provide proactive, expert credit advice to internal stakeholders. Youll Need: A BCom Degree in Finance, Accounting, or a related field. 57 years experience in business credit evaluation within banking or agricultural sectors. Proficiency in interpreting financial statements, understanding collateral structures, and knowledge of legalities in credit lending. Strong command of the National Credit Act and other relevant regulatory frameworks. Core Competencies: Analytical decision-making and financial insight Relationship-building with cross-functional teams and clients Effective communication and documentation Upholding governance and credit principles under pressure Proactive, process-improvement mindset

Location: Bloemfontein, ZA

Posted Date: 6/21/2025