Banco Santander SA

Chief Product Officer - Auto Business - Global DCB

Job Location

boadilla-del-monte, Spain

Job Description

Chief Product Officer - Auto Business - Global DCB page is loaded Chief Product Officer - Auto Business - Global DCB Apply locations Boadilla del Monte time type Full time posted on Posted 7 Days Ago job requisition id Req1451667 Chief Product Officer - Auto Business - Global DCBCountry: Spain GLOBAL DIGITAL CONSUMER BANK is looking for a Chief Product Officer - Auto Business based in Spain or USA WHAT YOU WILL BE DOING As a Chief Product Officer (Auto Business), you will define and develop best-in-class auto lending products and partner solutions tailored for OEMs, marketplaces, fleet operators, and other strategic vendors. You’ll lead cross-functional efforts across technology, risk, operations, marketing, and business units to deliver a scalable, innovative, and customer-centric platform that powers our global Auto business of Santander. Your goal is to stay ahead of partner and customer expectations while aligning with market trends, balancing innovation, simplicity, and commercial impact at scale. KEY FOCUS AREAS Develop a robust and scalable auto lending platform Design partner-centric solutions for OEMs, marketplaces, fleet operators, and other suppliers Automate back-office functions and empower front-end sales teams with effective tools Build architecture capable of supporting operations in about 30 countries Innovate for future trends such as loyalty programs, autonomous vehicles, direct sales, and emerging mobility models KEY RESPONSIBILITIES Own the end-to-end product vision and execution for global auto lending, aligned with overall business strategy and evolving needs of partners and consumers Define and manage the global product roadmap, coordinating across markets and internal functions (Technology, Risk, CX, etc.) Lead cross-functional product teams (matrix or direct reporting), driving agile delivery, continuous learning, and scalable growth Understand and anticipate market shifts, driving innovation in credit decisioning, onboarding, digital servicing, and customer interactions Continuously evaluate product performance with a focus on profitability, growth, NPS, and risk-adjusted returns Collaborate with regional leaders to localize products effectively while maintaining global coherence (80-20 approach) Represent the product in strategic planning, senior leadership forums, and stakeholder meetings Develop seamless integration capabilities for partners (OEMs, marketplaces, fleet operators, etc.) Design future-ready solutions with a focus on loyalty, autonomous mobility, new verticals, and next-gen digital experiences PROFILE & EXPERIENCE Proven product leadership experience in consumer finance, preferably within auto lending, leasing, or mobility ecosystems Strategic thinker with strong commercial instincts and a history of delivering market-disruptive, high-performance products Familiarity with credit products and a strong grasp of digital platform strategies and customer behavior analytics Demonstrated success in leading cross-functional teams within complex, matrixed, and geographically dispersed organizations Experience working in global environments and the ability to quickly integrate and influence cross-market teams Similar Jobs (3) SCIB GTB Global Cash Management Product Owner locations Boadilla del Monte time type Part time posted on Posted 23 Days Ago Global Head of Institutional Business- Public Markets locations Boadilla del Monte time type Full time posted on Posted 29 Days Ago SCIB GTB Global Cash Management Front Office Senior Product Owner locations Boadilla del Monte posted on Posted 15 Days Ago Our work touches 140 million lives every day. How? By always innovating, sharing our experiences, questioning how we do things and adapting to new challenges. As we keep reinventing ourselves for the digital age, you’ll find that with us, even your smallest action will have a massive impact. J-18808-Ljbffr

Location: boadilla-del-monte, ES

Posted Date: 5/20/2025
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Banco Santander SA

Posted

May 20, 2025
UID: 5199664751

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