Senior Credit Risk Analyst

Who are we: A leading retail business. Who are we looking for: We are looking for a competent and driven Senior Risk Analyst who will be exposed to all aspects of the credit lifecycle: acquisition, marketing, account management and collections. What will you do: Primary tasks include : Establishing optimal credit risk policies and limit calculations Analyse current strategies Building A/B testing strategies Defining rules to manage exposure based on customer performance Assist the project manager, business analyst, system development and IT teams to design solutions that sets the business up for future success Engage in a consultative role with the Marketing and Collections operational teams to streamline their mandates Produce monitoring reports Other: Mentoring and up-skilling of junior analysts Ensure the business is compliant with regulations and external data providers i.e. credit bureaus What do you need: 5 years’ experience Degree with Mathematics/Statistics or equivalent (essential/advantageous) Advanced computer literacy skills with a high proficiency in SQL or SAS and Microsoft Excel Experience in all areas of the credit lifecycle Proven experience with scorecards and analytics Knowledge on how credit risk scorecards are built and experience in assigning risk strategies on risk groups derived by scorecards Present data to demonstrate conclusions gained from analysing data Able to query and interpret data quickly and clearly Self-motivated driver of performance Great at finishing projects and disciplined in meeting deadlines Strong problem assessment and decision-making ability Attention to detail with a methodical approach to work Able to regroup and re-organise when priorities shift Generate ad-hoc reports and analytics Ensure professional relationships are established and maintained with colleagues, customers and external vendors Comfortable working in a team to assist on other key projects in the Customer Management Services team

Location: Cape Town City Centre, ZA

Posted Date: 4/30/2024